Personal Financial Management Educational Course Disclosure

Please read and accept the personal financial educational disclosure. For more than twenty years, we have provided practical financial education on a variety of financial topics. The Personal Financial Management Course explains how to decide between needs and wants, develop skills to reach your financial goals, develop a budget that works, and much more. All instructors are certified as Consumer Credit Counselors by the National Association of Certified Credit Counselors and have the appropriate education and training to provide this Personal Financial Management Course.

Course Schedule and Locations
• Menasha: 1800 Appleton Rd., regular classes, call 920-886-1000 for dates & times
• Oshkosh: 1600 20th Ave., regular classes, call 800-366-8161 for dates & times
• Green Bay: 1660 W. Mason St., call 800-366-8161 for dates & times.

Course Fees, Procedures, & Certificate of Completion
We charge a fee of $25 per person for the pre-discharge bankruptcy education class. Before you register, we will ask about your current gross income and family size. We will automatically waive the fee if the client’s household current income is less than 150 percent of the poverty guidelines updated periodically in the Federal Register by the U.S. Department of Health and Human Services under the authority of 42 U.S.C. 9902(2), as adjusted from time to time, for a household or family of the size involved in the fee determination. No one is turned away if they cannot afford to pay. Please contact us at 800-366-8161 for your voucher number so you can complete your free online process. Interpreters provided upon request when needed for non-English speakers and the hearing impaired at no cost. There is no additional fee for generating certificates. We do not receive or pay any referral fee for the referral of students to us. We receive some financial support from the United Way and some grant support. We do not disclose information about students, except as required. For example, we may share information with the United States Trustees during their oversight, investigation of a complaint, during on-site visits or if required during a quality of service review.
Students will be asked to provide proof of their identification, to sign in and out of the course, and to provide their bankruptcy case number. Students will be asked to complete a course evaluation at the end of the course. When students successfully complete this course, we have an obligation to promptly give them a Certificate of Completion. Students receive a certificate only if they complete the course.

We will send a certificate to the student, upon completion of an instructional course, no later than three business days after completion of the instructional course, and shall issue certificates only in the form approved by the United States Trustee and only from the Certificate Generating System maintained by the United States Trustee.

Approved to issue certificates in compliance with the Bankruptcy Code. Approval does not endorse or assure the quality of a Provider’s services. The United States Trustee has reviewed only the agency’s debtor education and credit counseling services and has neither reviewed nor approved any other services the agency provides to clients. 

By clicking the button below, I understand and accept the personal financial educational disclosure along with each provision above and wish to proceed to the online registration portal to register for the course. I also understand that I am being redirected to a website not maintained by Goodwill NCW.

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