Bankruptcy Pre-Discharge Education
If you have explored other options and have decide to proceed with filing for bankruptcy, once you have filed through the Bankruptcy court, you are required to complete a Pre-Discharge Education Class.
After you have filed for bankruptcy, you will receive a bankruptcy case number from your attorney and you must complete an approved financial course. You have the choice of attending an in-person session at our Menasha office or completing an online course. You will need your bankruptcy case number to sign-up for or complete the online course.
You must spend a minimum of two hours on the education course to receive a Certificate of Completion. We have an obligation to promptly give you a Certificate of Completion, only after you complete the session, within three business days of the completion of the course. Certificates will not be issued if this time requirement is not met.
Frequently Asked Questions
Fees for debtor education is $25 per person payable in advance by cash, money order or credit card. We will waive the fee if the persons household gross income is less than 150% of the poverty guidelines updated periodically in the Federal Register by the U.S. Department of Health and Human Services. If you believe you qualify for the fee waiver, please call our office at 800-366-8161 to have your income verified by a consumer credit counselor. You may be required to submit last year’s taxes and you last four paystubs. Verification may take up to two business days. If you are taking the course online, please call us for your voucher number so you can complete your free online process.
- There is no additional fee associated with generation of the certificates.
- If you take the in-person workshop you will be asked to show us a picture ID.
- Interpreters provided upon request for non-English speakers and the hearing impaired at no cost. No one is turned away if they cannot pay.
- We do not pay or receive referral fees for the referral of clients.
- We may disclose client information to the United States Trustee in connection with the United States Trustee’s oversight of the agency, or during the investigation of complaints, during on-site visits, or during quality of service reviews.
- The United States Trustees has reviewed only the agency’s debtor education services and the fact that the United States Trustee has neither reviewed nor approved any other services the agency provides to clients.
After you have read our disclosure click the link at the end to continue to register for the bankruptcy debtor education and take the online course. If both spouses are filing for bankruptcy, each person must complete the course.