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Bankruptcy Pre-Discharge Education
If you have explored other options and have decide to proceed with filing for bankruptcy, once you have filed through the Bankruptcy court, you are required to complete a Pre-Discharge Education Class.
We offer a free financial counseling services to help understand your unique situation and how one of our certified counselors can aid you finding a solution for you.
After you have filed for bankruptcy, you will receive a bankruptcy case number from your attorney and you must complete an approved financial course. You have the choice of attending an in-person session or completing an online course. You will need your bankruptcy case number to sign-up for or complete the online course.
You must spend a minimum of two hours on the education course to receive a Certificate of Completion. We have an obligation to promptly give you a Certificate of Completion, only after you complete the session, within three business days of the completion of the course. Certificates will not be issued if this time requirement is not met.
Frequently Asked Questions
$0 - $50 per person; no one is denied service for inability to pay.
- Fees are waived for those with income below 150% of Federal Poverty Guidelines. Please call 1-800-366-8161 or 920-886-1000 about eligibility.
Interpreters are available at no cost for non-English speakers and the hearing impaired.
All information is confidential and only disclosed with written authorization or as required by law. Information may be shared with the United States Trustee for oversight, but not with credit reporting agencies.
Sessions are conducted by NACCC-certified counselors. Counselors do not provide legal advice; this session is informational and not a substitute for legal consultation.
The United States Trustee has reviewed only the agency's debtor education and credit counseling services.
Goodwill NCW does not pay or receive referral fees.
A certificate is issued within one business day after counseling, using the form approved by the United States Trustee.
Certificates are valid for 180 days from counseling completion. Completion is required to receive a certificate.